Recent Posts in Funding

  • 27-Oct-2018

    Preparing for the Holiday Season

    With the holiday season fast approaching, merchants across the country are gearing up for their busiest time of the year. Storefronts, both traditional brick-and-mortar as well as e-commerce, frequently see 30% of their annual revenues earned during ...
  • 25-Sep-2018

    Small Business Growth And Profit Margins

    The US economy is growing, and Small businesses are reaping the benefits. Financial data shows revenue growth of 6% between 2016 and 2017. Small Businesses are getting more profitable too. Net profit margins of 8.4% were almost a full percent higher ...
  • 28-Aug-2018

    Pros and Cons of Financing Through SBA Loans

    Although the community advantage program is a welcome alternative for entrepreneurs seeking local business loans, this isn’t the best funding option for every business. Let’s take a look at the benefits and the drawbacks of applying for ...
  • 24-Jul-2017

    You Don't Need to Start A Business - Buy A Small Business From A Retiring Owner

    The California Association of Business Brokers estimated that retiring Baby Boomers will sell or leave to their beneficiaries $10 trillion worth of assets over the next two decades [1] . These assets are in more than 12 million privately owned ...
  • 10-Apr-2017

    How Much Financing Can Your Business Afford?

    When applying for small business financing, business owners should think about how much the business can afford to repay. It is important not to stress cash flow. The Cash Flow Coverage Ratio can help determine a responsible funding amount. Cash Flow ...
  • 28-Jan-2017

    Working Capital Financing for Restaurants

    From interacting with our clients, Kalamata Capital has noticed a few common reasons why restaurants choose to apply for financing. Time Sensitive Restaurant owners contact Kalamata Capital when they need capital to take advantage of a time sensitive ...
  • 8-Dec-2016

    Calculating Personal Credit Score

    Credit scores use data from an individual’s credit profile to classify the individual’s ability to pay back debt. Credit scores are used in almost every lending decision. This blog will look into what categories are used to calculate a ...
  • 29-Aug-2016

    How Lenders Evaluate Time In Business

    Statistics show that 50% of businesses fail before reaching the five-year mark. Traditional banks are risk averse and typically err on the side of caution, avoiding loans to businesses less than five years old. In the eyes of a lender, young ...
  • 26-Jul-2016

    Pokémon Go: How Small Businesses Can Capitalize on Fads

    Pokémon Go is taking over and savvy business owners are seeing large spikes in sales. The cell phone application is an augmented reality game allowing users to explore local parks and landmarks to catch different Pokémon. The game was ...
  • 24-Jun-2016

    What Small Business Lenders Look For.

    A General Guide to SBA Lenders Underwriting Criteria When applying for an SBA loan, there are a number of factors creditors look for to determine your companies’ ability to payback debt. Payment History and Cash Flow One of the most important ...
  • 16-Dec-2015

    Small Business Administration Program Halts Funding After Stronger-Than-Anticipated Demand

    This summer, the U.S. Small Business Administration (SBA) halted the funding of new loans after hitting the budget limit set by Congress for its main loan guarantee program. Although there remained more than two months left in the fiscal year, the ...
  • 4-Dec-2015

    Compare Small Business Loans

    If you own a small business, finding the right lender and best financing option can be challenging. With so many different options, and with most lenders offering only one type of product, it can often be difficult for small business owners to know ...
  • 30-Nov-2015

    5 Things you need to Know About Figuring Out What Your Small Business Loan Options Are

    If your small business is in need of funding, you may have some questions about what your options are or even how to go about securing capital. Below, we have identified five things to consider when it comes to small business financing options: Time ...